LTC Insurance Providers: Metropolitan Life (MetLife)
Met Life has a long-established reputation as one of the leaders in life insurance through years of reliable, outstanding service to their policyholders. Your Met Life representative will work with you to ensure your policy is ideal for your unique needs; every plan is designed specifically with the individual in mind. Many of their products may include an inflation adjustment feature, to increase your per-day benefit as time passes and healthcare costs rise.
Met Life LTC solutions provide support for care as prescribed by a physican, or when an individual can no longer manage basic needs, enabling care which is both skilled and custodial. Met Life recognizes that every individual's needs are unique, so they have designed their benefits products to reflect those needs. Long Term Care solutions supported by Met Life policies may include:
As each policy is designed with the individual in mind, policy premiums and per-day benefit levels will vary. Factors which may influence the price of your plan include your age, the level of coverage you want to ensure and the living options you want to include. For example, a plan which is designed to cover the majority of a nursing home stay, or one which exercises the inflation adjustment feature, may have a higher premium rate than standard, less complicated policies. Regardless of the features you choose, a Long Term Care policy from Met Life will give your family the security and peace of mind you need to enjoy life to its fullest, without a care or concern about the expenditures ahead.
Standard & Poor's: AA
Moody's: Aa2
A.M. Best: A+
Fitch: AA
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