Physicians Mutual is committed to providing a secure, reliable solution for their customers, promising "We're here when you need us®". This level of dependability and reliable support is Physicians' primary focus with their coverage products, working with policyholders to ensure they have full access to every treatment option they may need, with an added bonus of savings-conscious tax benefits.
This product offers a high level of coverage, coupled with a broad range of options as to how the insured individual will receive care. Key features include coverage in a number of settings, ranging from nursing homes to in-home treatment, as well as assisted living facilities and adult day centers. This plan pays 100% of covered expenses, up to a pre-determined maximum agreed upon when the policy is purchased. For patients receiving care in-home, some variations of this plan also include training for an informal caregiver. Lastly, this option enables a choice of maximums, elimination periods, and benefit length, to personalize your policy so that it is truly the ideal long term solution for your needs.
Basic Tax Qualified Coverage
This option provides the same level of quality, reliable security, but at a slightly price point. It is designed to help pay for care in an assisted living facility or nursing home, and offers a suite of add-on coverage choices, so that you can find the ideal protection solution, even at a lower cost. Physicians' Basic solution uses standard nursing home and assisted facility coverage as a base, and then enables policy holders to customize coverage with additions such as inflation protection or home health care. Home modifications and informal caregiver training may also be included.
Long-Term-Care.org is not a long term care insurance broker or carrier, and we cannot issue insurance policies. This site provides free information on insurance providers and coverage options. We are not associated with the company or companies profiled on this page, and we make no representation, express or implied, that you will receive a quote from the specific company profiled herein. Products and policies may not be available in all states, and product and policy information is subject to change without notice. Please direct all insurance questions to your insurance company or broker.
